If you are in sales and drive a lot for a living, but you got a DUI, you want to make sure you can still drive after you see the judge for your case. There will be a lot of things you need to do if you want to keep your driving privileges, and if you're at least hoping to get a work permit. Look into the following so you are prepared when you are supposed to arrive to face the charges.
Distracted driving is something that many police forces are cracking down on, given the risk that this behavior puts drivers in. One of the best ways to keep your insurance rate low year after year is by avoiding accidents and tickets — and preventing yourself from being distracted behind the wheel is a good way to avoid such issues. In addition to committing to not using your cellphone while driving, there are a number of specific devices that you can get for your vehicle to help you maintain your focus.
While death can be an awkward thing to think about, it's a reality that you do need to plan for when it comes to your personal finances. Thankfully, there are life insurance policies that you can purchase to give your family financial stability after you pass away. Unfortunately, there is not a single "one size fits all" policy that can easily be recommended, since there are different options that can be better or worse depending on your need.
As a teenager who has just received their first car, you have the option of staying on your parent's auto insurance policy or buying your own. Most young people find it beneficial to stay on their parent's policy because of one main benefit:
It is cheaper to lump your insurance together with your parents than to buy your own. This is because insurers consider teenagers high-risk drivers. When you stay on your parent's policy, their rates go up a little, but the increase is rarely as much as you would pay for your own coverage.
Life insurance is not a top priority for most Americans. In fact, less than 4 in 10 Americans polled have even expressed a concern regarding taking out a life insurance policy under their name. While ideally you'd live to a ripe, old age, it's important to expect the unexpected – especially if you have children. Taking out a life insurance policy will help make sure that your children will be financially set and taken care of should anything happen to you.